Today's Rates
Last update: Jul 3 2009 5:28PM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
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4.625 |
2.000 |
4.848 |
| 4.750 |
1.375 |
4.918 |
| 4.875 |
0.625 |
4.978 |
| 5.000 |
0.125 |
5.059 |
| 5.125 |
-0.250 |
5.151 |
20 yr fixed conforming
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15 yr fixed conforming
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4.250 |
1.250 |
4.52 |
| 4.375 |
0.625 |
4.551 |
| 4.500 |
0.125 |
4.6 |
| 4.625 |
-0.250 |
4.669 |
| 4.750 |
-0.625 |
4.738 |
3/1 ARM
Lower fixed rate for the first 3 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
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4.000 |
1.625 |
4.554 |
| 4.125 |
1.375 |
4.562 |
| 4.250 |
1.125 |
4.569 |
| 4.375 |
0.875 |
4.577 |
| 4.500 |
0.625 |
4.585 |
30/5 yr fixed or 5/1 ARM
Lower fixed rate for the first 5 |
4.250 |
0.875 |
4.517 |
| 4.375 |
0.625 |
4.542 |
| 4.500 |
0.375 |
4.566 |
| 4.625 |
0.125 |
4.591 |
| 4.750 |
-0.125 |
4.615 |
30/7 yr fixed or 7/1 ARM
Lower fixed rate for the first 7 |
4.500 |
1.125 |
4.634 |
| 4.625 |
0.875 |
4.673 |
| 4.750 |
0.625 |
4.713 |
| 4.875 |
0.375 |
4.752 |
| 5.000 |
0.125 |
4.792 |
10/1 ARM
Lower fixed rate for the first 10 |
6.250 |
1.866 |
5.515 |
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1 year ARM
Lower fixed rate for the first 1 |
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6 Month ARM
Lower fixed rate for the first 6 mo |
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| [Back to Top] |
Jumbo rates for loans over $417,000.
30 yr fixed jumbo
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5.125 |
1.598 |
5.293 |
| 5.250 |
1.236 |
5.386 |
| 5.375 |
0.661 |
5.459 |
| 6.500 |
0.515 |
6.576 |
| 6.625 |
0.278 |
6.678 |
20 yr fixed jumbo
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15 yr fixed jumbo
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4.875 |
1.530 |
5.151 |
| 5.000 |
1.255 |
5.234 |
| 5.125 |
1.054 |
5.329 |
| 5.250 |
0.646 |
5.391 |
| 5.375 |
0.195 |
5.447 |
3/1 jumbo ARM
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5/1 jumbo ARM
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4.500 |
1.806 |
4.667 |
| 4.625 |
1.556 |
4.692 |
| 4.750 |
1.308 |
4.717 |
| 4.875 |
1.062 |
4.742 |
| 5.000 |
0.822 |
4.768 |
7/1 jumbo ARM
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10/1 jumbo ARM
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1 year ARM
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6 Month ARM
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Conforming rates for loans to $417,000.
30 yr fixed conforming Interest-Only
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5.625 |
1.389 |
5.801 |
| 5.750 |
1.267 |
5.916 |
| 5.875 |
0.644 |
5.984 |
| 6.000 |
0.327 |
6.08 |
| 6.125 |
0.227 |
6.197 |
3/1 ARM Interest-Only
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4.000 |
1.875 |
4.573 |
| 4.125 |
1.625 |
4.581 |
| 4.250 |
1.375 |
4.589 |
| 4.375 |
1.125 |
4.597 |
| 4.500 |
0.875 |
4.605 |
5/1 ARM Interest-Only
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4.250 |
1.125 |
4.537 |
| 4.375 |
0.875 |
4.562 |
| 4.500 |
0.625 |
4.586 |
| 4.625 |
0.375 |
4.611 |
| 4.750 |
0.125 |
4.636 |
7/1 ARM Interest-Only
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4.500 |
1.375 |
4.653 |
| 4.625 |
1.125 |
4.693 |
| 4.750 |
0.875 |
4.733 |
| 4.875 |
0.625 |
4.773 |
| 5.000 |
0.375 |
4.813 |
10/1 ARM Interest-Only
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Jumbo rates for loans over $417,000.
30 yr fixed jumbo Interest-Only
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3/1 ARM jumbo Interest-Only
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5/1 ARM jumbo Interest-Only
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7/1 ARM jumbo Interest-Only
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10/1 ARM jumbo Interest-Only
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Home Equity Rates
| Home Equity Line |
5.750 |
1.000 |
5.397 |
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| Home Equity Loan |
9.000 |
1.000 |
9.346 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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