Today's Rates
Last update: Apr 8 2010 5:57PM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
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4.750 |
1.702 |
4.948 |
| 4.875 |
0.885 |
5.001 |
| 5.000 |
0.457 |
5.088 |
| 5.125 |
0.076 |
5.18 |
| 5.250 |
-0.969 |
5.212 |
20 yr fixed conforming
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15 yr fixed conforming
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4.250 |
1.096 |
4.496 |
| 4.375 |
0.380 |
4.514 |
| 4.500 |
0.050 |
4.589 |
| 4.625 |
-0.261 |
4.667 |
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3/1 ARM
Lower fixed rate for the first 3 years. The average person kept their mortgage loan for 4.17 years in 1997-2002. Most people refinance every 3-5 years. I.e.: Lower rates, debt consolidation, college education, to open a business, etc...
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30/5 yr fixed or 5/1 ARM
Lower fixed rate for the first 5 |
3.125 |
1.951 |
3.321 |
| 3.250 |
1.635 |
3.339 |
| 3.375 |
1.289 |
3.355 |
| 3.500 |
0.949 |
3.372 |
| 3.625 |
0.612 |
3.389 |
30/7 yr fixed or 7/1 ARM
Lower fixed rate for the first 7 |
3.625 |
1.840 |
3.549 |
| 3.750 |
1.438 |
3.575 |
| 3.875 |
1.037 |
3.602 |
| 4.000 |
0.638 |
3.628 |
| 4.125 |
0.239 |
3.655 |
10/1 ARM
Lower fixed rate for the first 10 |
4.125 |
1.760 |
3.043 |
| 4.250 |
1.312 |
3.087 |
| 4.375 |
0.866 |
3.131 |
| 4.500 |
0.419 |
3.176 |
| 4.625 |
-0.028 |
3.22 |
1 year ARM
Lower fixed rate for the first 1 |
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6 Month ARM
Lower fixed rate for the first 6 mo |
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| [Back to Top] |
Jumbo rates for loans over $417,000.
30 yr fixed jumbo
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4.875 |
1.781 |
5.057 |
| 5.000 |
1.366 |
5.146 |
| 5.125 |
1.056 |
5.244 |
| 5.250 |
0.136 |
5.286 |
| 5.375 |
-0.551 |
5.35 |
20 yr fixed jumbo
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15 yr fixed jumbo
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4.250 |
1.579 |
4.529 |
| 4.375 |
0.841 |
4.542 |
| 4.500 |
0.541 |
4.622 |
| 4.625 |
0.257 |
4.705 |
| 4.750 |
-0.751 |
4.678 |
3/1 jumbo ARM
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5/1 jumbo ARM
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3.625 |
1.654 |
3.452 |
| 3.750 |
1.308 |
3.468 |
| 3.875 |
0.980 |
3.486 |
| 4.000 |
0.706 |
3.508 |
| 4.125 |
0.495 |
3.536 |
7/1 jumbo ARM
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10/1 jumbo ARM
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1 year ARM
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6 Month ARM
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Conforming rates for loans to $417,000.
30 yr fixed conforming Interest-Only
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3/1 ARM Interest-Only
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5/1 ARM Interest-Only
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7/1 ARM Interest-Only
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10/1 ARM Interest-Only
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Jumbo rates for loans over $417,000.
30 yr fixed jumbo Interest-Only
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3/1 ARM jumbo Interest-Only
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5/1 ARM jumbo Interest-Only
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7/1 ARM jumbo Interest-Only
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10/1 ARM jumbo Interest-Only
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| [Back to Top] |
Home Equity Rates
| Home Equity Line |
5.750 |
1.000 |
5.397 |
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| Home Equity Loan |
9.000 |
1.000 |
9.346 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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